Job Summary
To support the Business in managing credit risk by using appropriate judgement and commercial credit experience to assess credit worthiness of a customer. Ensure that overall quality of accounts are within acceptable risk parameters and remain within Bank’s lending policies and guidelines.
Key Accountabilities
Experience, Knowledge and Skills
Required Experience:
At least 5 years of experience in the capacity of a Credit Analyst in Corporate/Institutional/Commercial.
Experience in Contracting and Real Estate is highly preferred. GCC experience is a definite advantage.
Knowledge and Skills:
Knowledge of basic and advanced Lending products and facility structuring
Excellent communication skills both written and verbal (English/Arabic)
Negotiation skills
Relationship building skills
Team management capabilities
Knowledge of external markets, industry trends and current economic environment both locally and internationally
Competencies
Adaptability/Flexibility
Creativity/Innovation
Decision Making/Judgment
Dependability
Initiative
Integrity/Ethics
Problem Solving/Analysis
Skills
Ability to interact with internal and external stakeholders
Ability to work under pressure
Accuracy and attention to detail
Education
Bachelor’s degree in Business with preferably a specialization in Finance or Accounting
The Commercialbank of Qatar was established in 1975 as the first wholly owned private commercial bank in Qatar. Initially capitalized at QR 10 million it has grown and prospered over the years to become an important regional Bank with capital and reserves of over QR 2.90 billion and a total assets book of QR 19.0 billion as at 30.09.2005. It has been profitable in every year since its foundation and has paid dividends annually. The Bank offers a comprehensive range of Corporate, Retail and Investment services through a network of 23 branches, sales offices/pavilions, 78 ATM's, 26 Deposit Machines, Internet Home Banking and the largest EFTPOS network in the country. The Bank has played an active role in support of Government strategy for the industrial development of Qatar. It has participated in the finance of all major projects to this time. Commercialbank is a progressive and innovative organization dedicated to developing its people to their full potential. To attract and retain talented people with the right skills, we offer a competitive reward package, subject to qualifying conditions, which includes a comprehensive range of benefits to drive excellent performance.
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